Privacy Policy

1. Introduction

Treasury US Reserve Currency ("TURC," "we," "our," or "us") is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial services, including our digital currency platform, mobile applications, and related services (collectively, the "Services").

2. Information We Collect

Personal Information

We collect personal information that you provide directly to us, including:

• Name, address, date of birth, and contact information
• Social Security Number and government-issued identification
• Employment and income information
• Banking and financial account information
• Transaction history and account activity
• Identity verification documents and biometric data

Financial Information

To provide our Treasury-backed currency services, we collect and process:

• Bank account numbers and routing information
• Credit and debit card information
• Investment preferences and risk tolerance
• Transaction amounts, frequencies, and patterns
• Yield earnings and distribution records

Technical Information

We automatically collect certain technical information when you use our Services:

• Device information (IP address, browser type, operating system)
• Usage data (pages visited, time spent, features used)
• Location information (when permitted by device settings)
• Cookies and similar tracking technologies
• Mobile app analytics and performance data

3. How We Use Your Information

We use your information for the following business purposes:

Service Provision

• Opening and maintaining your TURC account
• Processing transactions and managing your digital currency holdings
• Calculating and distributing yield earnings
• Providing customer support and account management
• Enabling debit card functionality and payment processing

Legal and Regulatory Compliance

• Verifying your identity and preventing fraud
• Complying with Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements
• Meeting reporting obligations to regulatory authorities
• Conducting risk assessments and transaction monitoring
• Responding to legal process and government requests

Business Operations

• Improving our Services and developing new features
• Conducting data analytics and market research
• Communicating with you about your account and our Services
• Marketing and promotional activities (with your consent)
• Protecting against security threats and unauthorized access

4. Information Sharing and Disclosure

We may share your information in the following circumstances:

Service Providers

We share information with third-party service providers who perform services on our behalf, including:

• Banking partners and custodial services
• Payment processors and card networks
• Identity verification and fraud prevention services
• Cloud computing and data storage providers
• Customer support and analytics platforms

Legal and Regulatory Requirements

We may disclose information when required by law or to protect our legal rights:

• In response to subpoenas, court orders, or other legal process
• To comply with regulatory reporting requirements
• To investigate suspected fraud or security threats
• To protect the safety and security of our users and Services
• In connection with mergers, acquisitions, or business transfers

5. Data Security

We implement industry-standard security measures to protect your information:

• End-to-end encryption for all data transmission
• Multi-factor authentication and biometric verification
• Regular security audits and penetration testing
• Employee background checks and security training
• 24/7 monitoring and incident response procedures
• Compliance with SOC 2 and PCI DSS standards

Despite our security measures, no system is completely secure. We encourage you to protect your account credentials and report any suspicious activity immediately.

6. Your Rights and Choices

You have certain rights regarding your personal information:

Access and Correction

• View and update your account information through our platform
• Request copies of the personal information we maintain about you
• Correct inaccurate or incomplete information

Communication Preferences

• Opt out of marketing communications
• Choose your preferred communication methods
• Manage push notification settings

Account Management

• Close your account (subject to regulatory requirements)
• Request deletion of certain personal information
• Download your transaction history and account data

7. Data Retention

We retain your information for as long as necessary to provide our Services and comply with legal obligations:

• Account information: Maintained while your account is active and for 7 years after closure
• Transaction records: Retained for 7 years as required by financial regulations
• Identity verification documents: Kept for the duration required by AML/KYC laws
• Marketing communications: Until you opt out or as required by law
• Technical data: Typically retained for 2-3 years for security and analytics purposes

8. International Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure adequate protection through:

• Standard contractual clauses approved by regulatory authorities
• Adequacy decisions recognizing equivalent privacy protections
• Binding corporate rules for intra-group transfers
• Your explicit consent when required by applicable law

9. Children's Privacy

Our Services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately so we can delete it.

10. Changes to This Policy

We may update this Privacy Policy from time to time. When we make material changes, we will notify you by:

• Posting the updated policy on our website
• Sending email notifications to your registered address
• Displaying prominent notices in our mobile application
• Providing in-app notifications about significant changes

Your continued use of our Services after the effective date of any changes constitutes acceptance of the updated Privacy Policy.